Page 119 - SREENARAYANAGURU OPEN UNIVERSITY

SREENARAYANAGURU OPEN UNIVERSITY
B.A. SANSKRIT LANGUAGE AND LITERATURE
GENERIC ELECTIVE (COMMERCE)

B21CM01GE

BANKING
CREDITS: 2

Course Objectives

● To familiarize the learners with banking and different types of banks.
● To enable the learners to acquire knowledge about the Indian banking system and

development banks.
● To familiarize the learners with e-banking and e-banking services.

● To provide learners with knowledge on core banking, e-banking security and electronic

signature.
Course Outcomes

After completing the Course, the learners shall be able to:

● Avail the various schemes and programmes by the developments banks in India
● Use the e-banking service that the banks provide.

Course Details
BLOCK - 1 BANKING THEORY

UNIT-1: Introduction to Banking

Evolution of banks- Meaning- Definition of Banks and Banking- Features of
banks-Importance of banks- Relationship between Banker and Customer

UNIT-2: Types of Banks and Banking

Introduction-Commercial Banks-Industrial Banks-Agricultural Banks-Exchange

Banks-Saving Banks-Central/National Banks-Types of
Banking-Branch-Unit-Group-Chain-Deposit Banking

UNIT-3: Indian Banking System

Introduction to Indian Banking System-Organised and Unorganised Banks-Commercial

Banks-Types of Commercial Banks-Cooperative Banks-Functions of Commercial
Banks-Mergers in banks

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